Personal Insurance Coverage

Since the devastating impact of Florida Hurricanes Andrew, Frances and Jeanne, the homeowners insurance market in Florida has been a challenging environment. Many insurance companies have left the state or refused to entertain any new business in the area. The McCall Agency, Inc. is proud to be one of the few agencies that has not only retained access to homeowners insurance solutions, but has actually increased the number and quality of carriers available to its clients. 

Operating a vehicle presents one of the greatest areas of potential personal loss. Physical damage to your vehicle, bodily injury to you or your passengers, liability arising out of damages for bodily injury or property damage for which you are legally responsible can all come into play as a result of an automobile accident. The McCall Agency, Inc. offers a wide array of car insurance companies that help protect your personal assets from this most frequent area of financial loss.

Insuring personal boats and yachts of all sizes and performance ratings has been an important service provided by The McCall Agency, Inc. for many years. Using respected companies such as SAFECO and ACE, we offer the highest quality coverage, swift, professional claims service and the most competitive rates in the industry.

The possibility of a large personal financial loss typically focuses on exposure to liability - property damage or bodily injury for which you are found legally responsible. Auto, homeowners and boat insurance policies normally provide limited liability protection, and are often inadequate to cover judgments frequently awarded in today's legal environment. Please contact us for a thorough analysis of your individual insurance needs.

We offer a depth of resources to address the complex needs of our more affluent clients. If you have multiple home locations, luxury automobiles, art and antiquities collections, yachts or family offices, we can arrange international, customized coverage programs for you. Our dedicated Family Risk Management specialists design programs that consider, for example, the fine craftsmanship of your home. Our programs include replacement cost coverage for home and contents, automobile coverages with agreed value, and high limits on your personal umbrella policy. Please contact us for a thorough analysis of your family risk management needs.

Private Collections Insurance provides protection for items that are not covered by standard homeowners insurance. Coverage for jewelry, antiques, artwork, silverware, furs, and other high-ticket household items is provided.

In Florida, flood damage due to heavy rains or tidal surges is a potential cause of significant loss. The McCall Agency represents several companies that administer the National Flood Insurance Program. Additionally, McCall Agency Insurance offers highly rated carriers that provide Excess Flood coverage for higher value properties.

Contact a McCall Agency agent today for details on all of these important personal insurance coverages.

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Member of the National Flood Insurance Program